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Car Insurance For Young Drivers, Learner Drivers, New Drivers, Students, Young Female Drivers

 
If you're any of the above you may find getting car insurance both difficult and expensive. Don't get impatient or frustrated and do something you'll regret. Get me?

Let's get down to the facts:

Car insurance for learner drivers:

  • I don't think I'd attempt to buy a car or car insurance at this stage. You're probably better off saving your money and going on to take the Pass Plus test. Some car insurance companies will give you a discount.

Car insurance for young drivers. Once you've passed your driving test you should know:

  • It's illegal to 'front' your car insurance in your parents' details with you as a named driver. If you're the registered keeper or the main driver of a vehicle 'fronted' it can invalidate an accident claim. You may be prosecuted for 'fronting' and if found guilty, heavily fined and get points on your licence.
  • Points on your licence will make future car insurance more expensive.
  • Build your own no-claims discount from the start. This is an important goal during your first all years of motoring.
  • Always, all your life shop around for car insurance - every year.
  • Build a big direct car insurance companies list in your smart-phone at every opportunity.
  • 1st get a couple of online car insurance quotes. Download the details and note the features - what you're getting for your money.
  • 2nd phone around to fill in gaps in your knowledge - ask questions.
  • Keep phoning, pass the pain barrier of being frustrated, try not to be impatient, keep going. If you can't bear the frustration, become impatient, or become less than satisfied with the quotes you're getting then go to a car insurance comparison site to get online car insurance quotes.
  • Never go to a car insurance comparison site before first giving it a go yourself. If you do, you'll block yourself from getting further quotes.
  • The rule is the bigger the list of car insurance companies you contact directly, the bigger your saving. Never accept a quote out of frustration or impatience. if you get to this state turn to a car insurance comparison site for help.
  • Annual mileage. When the car insurance company ask you for an annual mileage your parent will suggest 10 to 12,000 miles. Clever dads say 8,000. Be honest. You'll be in your newly acquired car night and day. You could clock up 20,000 miles in your first year.
  • Be careful about paying a higher voluntary excess in the event of a claim. The risk of a claim is high so can you really afford the excess?
  • Do not add accessories to your car that suggest Sport, GTi. Nobody knows you're in your car. Buy a quality pair of decks, strides or T-Shirt instead.

Students. There's lots of advice online, but:

  • Who takes their car to uni'?
  • You're normally in the centre of a city. Everything is within drunken walking distance.
  • You need secure parking which might be expensive.
  • Going home by bus, train or plane costs relatively nothing - given notice - in comparison with fuel costs.

 Young Female Drivers. You've got what it takes. Go for it. Get those quotes. Don't accept less than you deserve - you're worth it to car insurance companies. Here's the difference,

  • young man under 25 can't be bothered to shop around for a quote on a hot-hatch can be quoted £1,800.00 for car insurance.
  • The car insurance quotation for a young lady who shops around can get as low as near £400 for the same hot-hatch.

If you think the above is useful and true please Tweet and FaceBook it to friends and family. Thank You.

Regards
Ralph

Have you read?

What Everyone Needs To Know About Car Insurance

Car Insurance Is The Only Saving You Can Make In Motoring Costs

Before You Go Shopping For Car Insurance Quotes

They are Free Car Insurance Quotes

Before You Buy Car Insurance

How Do You Compare Car Insurance Quotes??

Here's Your Big Car Insurance Companies List

How To Block Yourself From Getting Car Insurance Quotes

About online car insurance quotes

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