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If you're any of the above you may find getting car insurance both
difficult and expensive.
Don't get impatient or frustrated and do something you'll regret.
Get me? Let's get down to the facts:
Car insurance for learner drivers:
- I don't think I'd attempt to buy a car
or car insurance at this stage. You're probably better off
saving your money and going on to take the Pass Plus test. Some
car insurance companies will give you a discount.
Car insurance for young drivers. Once
you've passed your driving test you should know:
- It's illegal to 'front' your
car insurance in your parents' details with you as a named
driver. If you're the registered keeper or the main driver of a
vehicle 'fronted' it can invalidate an accident claim. You may
be prosecuted for 'fronting' and if found guilty, heavily fined
and get points on your licence.
- Points on your licence will make
future car insurance more expensive.
- Build your own no-claims discount
from the start. This is an
important goal
during your
first all years of motoring.
- Always, all your life shop around
for car insurance - every year.
- Build a big direct car insurance
companies list in your smart-phone at every opportunity.
- 1st get a couple of online car
insurance quotes. Download the details and note the features
- what you're getting for your money.
- 2nd phone around to fill in gaps
in your knowledge - ask questions.
- Keep phoning, pass the pain
barrier of being frustrated, try not to be impatient, keep
going. If you can't
bear the frustration, become impatient, or become less than
satisfied with the quotes you're getting then go to a car
insurance comparison site to get online car insurance quotes.
- Never go to a car insurance
comparison site before first giving it a go yourself. If you
do, you'll block yourself from getting further quotes.
- The rule is the bigger the list
of car insurance companies you contact directly, the bigger your
saving. Never accept a quote out of frustration or impatience.
if you get to this state
turn to a car insurance comparison site for help.
- Annual mileage. When the car
insurance company ask you for an annual mileage your parent will
suggest 10 to 12,000 miles. Clever dads say 8,000. Be honest.
You'll be in your newly acquired car night and day. You could
clock up 20,000 miles in your first year.
- Be careful about paying a higher
voluntary excess in the event of a claim. The risk of a
claim is high so can you really
afford the excess?
- Do not add accessories to your
car that suggest Sport, GTi. Nobody knows you're in your car.
Buy a quality pair of decks, strides or T-Shirt instead.
Students. There's lots of advice
online, but:
- Who takes their car to uni'?
- You're normally in the centre of a
city. Everything is within drunken walking distance.
- You need secure parking which might be
expensive.
- Going home by bus, train or plane costs
relatively nothing - given notice - in comparison with fuel
costs.
Young Female Drivers. You've
got what it takes. Go for it. Get those quotes. Don't accept
less than you deserve - you're worth it to car insurance companies.
Here's the difference,
- young man under 25 can't be bothered to
shop around for a quote on a hot-hatch can be quoted £1,800.00
for car insurance.
- The car insurance quotation for a young
lady who shops around can get as low as near £400 for the same
hot-hatch.
If you think the above is useful and true
please Tweet and FaceBook it to friends and family. Thank You.
Regards Ralph
Have you read?
What Everyone Needs To Know About Car Insurance
Car Insurance Is The Only Saving You Can Make In Motoring Costs
Before You Go Shopping For Car
Insurance Quotes
They are
Free Car Insurance Quotes
Before You Buy
Car Insurance
How Do You Compare Car Insurance Quotes??
Here's Your Big Car Insurance Companies List
How To Block Yourself From Getting Car Insurance Quotes
About online
car insurance quotes
Pages relevant to
car comparisons:
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example Corsa, Clio, Fiesta, Punto, and Polo.
A 2010 Guide on all
Small Car Fuel Economy, CO2 Emissions & Performance
Small MPV Car
Comparison Charts the best known are the Jazz, Modus and
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Medium Small Cars including the
Golf, Focus, 308, and Astra.
Medium Size Cars
like the Passat, 3-Series, Mondeo and Insignia.
Large Executive and Luxury Cars
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Family Estates
There's a huge choice of over 30 estate cars compared for you.
MPV Comparison Charts Scenic, Picassa, Zafira, Espace,
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SUVs & 4x4s
Compared New crossover entrants are changing this sector.
Sports Cars, Coupes & Convertibles
Compared
A surprising 34 cars in this category.
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